Health Insurance Requirement
All non-immigrant visa holders and their dependents are required to carry insurance for the duration of their program. Health insurance is necessary for everyone in the United States, as medical costs are very high.
All students at Rice University are required to have health insurance coverage and show proof of coverage through the enrollment / waiver process before the semester deadline. In addition, all Rice-sponsored F-1 and J-1 visa international students are subject to the Rice International Student Health Insurance Policy that requires F-1 and J-1 students to enroll in:
- Aetna (Rice's Student Health Insurance Plan) or
- SAS (Rice's Approved Alternate Health Insurance Plan for International Students on F or J visas) - Press on "Find My School" - "Rice University - International Students - Health"
Failure to properly enroll or waive will cause a student to be automatically enrolled and charged for the Rice Aetna plan without the option for modifications.
Exempt or Non-Exempt
For health insurance enrollment and waiver purposes all Rice students are categorized as Exempt or Non-Exempt from the Rice International Student Health Insurance Policy.
Click HERE to see if you are an EXEMPT or NON-EXEMPT student to complete your enrollment / waiver application.
Open Enrollment Period
Students can enroll in these insurance plans during the Open Enrollment Period:
Fall 2020: July 1, 2020 - Friday, August 28, 2020
Spring 2021: December 10, 2020 - January 15, 2021
- Coverage will start August 1, 2020.
- Students who do not expect to arrive in the United States before August 28, will not be required to participate in open enrollment and will not be required to have health insurance until they arrive in the United States. When they move to the United States they will be required to enroll in the Aetna Student Health plan or the Alternative SAS plan. Both plans will be available for enrollment as a Qualifying Life Event based on the date of their arrival to the United States. The premiums will be prorated based on the date of enrollment.
- Students in the United States but not in the Greater Houston area before August 28, will be required to participate in the open enrollment process and must have health insurance that meets our waiver requirements with the exception of having non-emergency coverage in the Houston area. We will track students who meet the requirements other than the Houston area coverage. When they arrive on campus they are required to change their health insurance plan. They will be auto-enrolled in the student plan and the premiums will be prorated based on the date of enrollment.
- All students located in the United States who do not take action during Open Enrollment will be auto-enrolled for the annual plan.
The SAS enrollees are not required to apply for a waiver. The OISS and Student Insurance Office receive an official confirmation of your enrollment directly from the SAS. The Student Insurance Office remove the pre-billed Aetna amount from your account in about a week after your enrollment.
Health Plan Options
Short Brochure and Summary Flyer
Click here for Short brochure and Summary flyer
Click here for Current Rates
How to Enroll
- Visit http://studenthealthinsurance.rice.edu
- Click on Health Insurance Application
- You will be redirected to Aetna's website where you may complete the application form
- Upon submission, your enrollment will be complete
- You will pay your insurance premium on your student bill
Click here for instructions on how to Request and Print your ID Card
Filing a Claim
Click here to File a Claim
Find a Doctor
Click here to Find a Preferred Provider (In-Network Doctor)
Frequently Asked Questions
Click here for Aetna FAQ's
For plan specific and network provider questions, please contact Aetna Student Health directly at 1-877-480-4161 or click here to visit the website.
If your doctor's office is closed and you do not know whether your condition is life threatening, you can call one of the Nurse Health Lines listed below. This is a free service available 24/7. You will be able to speak to a trained Nurse that can advise you on the best place to seek treatment based on your symptoms.
Aetna Nurse Health Hotline: 1-800-556-1555 (ONLY available to students enrolled in the Aetna insurance plan)
Memorial Hermann Nurse Health Line: 713-338-7979 or Toll Free at 1-855-577-7979
Rice Student Health Center: 713-348-4966
Press on "Find My School" - "Rice University - International Students - Health"
- Plan Information and Summary Flyer
- Current Rates
SAS current rates as of May 2020 (all charges subject to change)
Insurance For: Annual 8/1/2020 - 7/31/2021 Fall 8/1/2020 - 12/31/2020 Spring 1/1/2021 - 7/31/2021 Student only $1,792/year $751 $1,041 Spouse $1,792/year $751 $1,041 Each child $1,792/year $751 $1,041 3 or more children $5,376/year $2,253 $3,123
Please note that the doctoral subsidy is only applied if a doctoral student enrolls in the Rice Aetna plan. For information on the doctoral student health insurance subsidy, please click here.
- How to Enroll
- For students arriving late for the Fall 2020 semester: Please contact Ms. Diana Miller by email at email@example.com to request the enrollment form and the premium quote. The insurance carrier will require a copy of your visa or I-94 showing the date of your arrival in the U.S.
- Spring enrollment will be available December 10, 2020 until January 15, 2021
- How to Create an Account
- ID Card/User Manual
- Filing a Claim
- Find a Doctor
Click here to Find a Preferred Provider (In-Network Doctor)
- Frequently Asked Questions
Click here for SAS FAQ's
- Contact SAS
Enrollment Issues: SAS
Benefits and Claims Issues: Wellfleet/CHP Student
SAS Website: http://www.sas-mn.com/
SAS Customer Service Phone: 1-800-328-2739
Direct Contact for Rice University: Paul Fisher (Phone: 877-626-0360; Email: firstname.lastname@example.org)
Wellfleet/CHP Student: https://studentinsurance.com/
PO Box 15369 Springfield, MA 01104-5369
Phone: 877-657-5030 (8am - 5pm)
Office of International Students & Scholars:
- Additional Services Included in your SAS plan
CareConnect - Behavioral Health Hotline 888-857-5462
24/7 telephone access to professional assistance by licensed mental health professionals for concerns like drug abuse, alcohol-related concerns, transition and/or adjustment issues, stress related to coursework and careers, cultural diversity issues, eating disorders and body concerns, anger management issues, suicidal r homicidal ideations, relationship problems. 24/7 telephone access to professional assistance by licensed mental health professionals for concerns like drug abuse, alcohol-related concerns, transition and/or adjustment issues, stress related to coursework and careers, cultural diversity issues, eating disorders and body concerns, anger management issues, suicidal or homicidal ideations, relationship problems.
24 Hour Nurseline 800-634-7629
Phone-based, reliable health information response to health concerns and questions. Assistance in decisions on the appropriate level of care for an injury or sickness. This program is not a substitute for doctor visits or emergency response systems. It does not answer health plan benefit questions. For health plan benefit questions call 800-633-7867.
Emergency Medical and Travel Assistance
Program that will arrange emergency medical and travel assistance services, repatriation services and other travel assistance services when you are traveling. If you are travelling and need assistance in North America, call 877-488-9833 or other countries +1 609-452-8570.
Vision Discount Program – Davis Vision Discount Program
Dental and eye examinations
The health insurance charges listed above do not include routine dental and eye examinations, nor charges for dental work and eyeglasses. The normal charge for a full dental exam is about $100. Dental work is quite expensive. Eye examinations cost about $100. Glasses can cost $125 or more. It is highly recommended that you have your eyes and teeth cared for before coming to Rice.
Low cost Dental / Vision Options (These are all discount programs, not insurance)
Aetna enrollees click here. SAS enrollees can also use the services, except the Vital Savings on Dental Discount program which must be purchased.
SAS enrollees click here. Davis Vision Discount program is included in your SAS plan. Careington Dental Discount program is available for purchase as a separate dental plan.
Additional Important Notes
- **Meningitis vaccine requirement: All new undergraduates (including transfers) must complete the meningitis vaccine requirement 10 days prior to moving on campus. Students who fail to meet this requirement will not be allowed to move into on-campus housing. For more information about the requirement, please click here.
- For Rice University J-1 student visa holders: When you register with the OISS, you will be required to show proof that you have purchased one of the approved health insurance plans for you and your family. Failure to maintain adequate health insurance can, by law, result in the termination of your J-1 status. The Rice Aetna plan or the approved SAS alternate insurance plan meet the legal visa requirements for J-1 visa holders.
- For new students: The Health Data Form must be completed and mailed to the address below before June 1st (for undergraduate students) or July 1st (for graduate students). The form should be completed in your home country, as medical check-ups in the U.S. can be very expensive.
RICE UNIVERSITY STUDENT HEALTH SERVICE
6100 MAIN ST. MS#760
HOUSTON, TX 77005
- Interim insurance for new students: Rice health insurance plans (Aetna and SAS) have an effective annual term from August 1- July 31 of the following year. If you will be arriving early or beginning your program in the summer, you will need to secure alternate insurance that will cover you until your school plan becomes effective. You are free to select the insurance company of your choice for this interim period. Atlas Insurance is an example of a good option, as it meets the minimum requirements for specific visa categories, such as the J-1, and has the flexibility of enrolling for the number of days that you need. For more information, please visit: http://www.internationalstudentinsurance.com/travel-medical-insurance/
- For all students: A Health Service Fee of $241 per semester is also required by Rice University. This fee pays for your use of the campus health center service only. It is entirely separate from the health insurance which helps pay for hospital or physician bills off campus, and does not offer service to dependents.
- Student Health Insurance Enrollment Process for F-1 and J-1 Students
- Rice Health Insurance Resources
- International Health Insurance Requirement Frequently Asked Questions (FAQ)
- General Graduate Health Insurance Information
- Student Health at Rice
- After Hours Care
- Helpful Tips for Using Health Insurance & Health Insurance Basic Terminology
- Understanding Health Insurance in the U.S. (video)